Today I decided to inform more people I know about the benefits of taking the loan from the Thrift Savings Plan (TSP). Federal employees have the option of contributing to TSP and there is some matching by the employer. Many people contribute less than maximum since they have other needs, understandably. Many, however, don't know that they can take a loan from the money which they contributed and repay it with decent terms and, most importantly, PAY INTEREST TO THEMSELVES. That's right, all the interest goes into the account so this is, in fact, INTEREST FREE LOAN WITH ADDITIONAL SAVING FOR RETIREMENT. That's what I did. Contributed maximally, took some loan back, when paid off, took another. Why pay interest to others when you can collect? Today I will make it my "small act of the day" to tell some people who may not be aware about this option.